Homeowners
Personal Insurance
We can help you find the right insurance to fit your needs. Let us search the marketplace on your behalf.
Services
We have the ability to search the marketplace on your behalf with one of the many insurance carriers that we represent to find the best insurance fit to meet your needs. The result is that we will likely improve your current coverage and potentially find you a lower premium. Our clients are like family to us, so we will protect you like we would our own.
We will also take time to answer any & all questions to make sure that you actually understand what you are purchasing and how it can be a vital protection for you and your family.
Auto Insurance
Umbrella
Rental Dwelling
Flood
Renters
Condo
Homeowners
Your home is a significant investment, and protecting it deserves thoughtful attention. In fact, insurance is something most people don’t want to think about until they need it the most. Understanding what is and is not covered in your homeowner’s insurance policy can mean the difference of being able to rebuild your home and replace your personal belongings. By allowing one of the professionals at AFH Insurance to determine your individual needs, they can perform a comprehensive evaluation and develop a coverage and premium quotation. Our goal is to provide the broadest possible protection from a reliable carrier.
When you choose AFH Insurance, you are choosing a team of committed professionals who will prepare a customized risk management plan that best suits your unique situation. Contact an AFH Insurance advisor to learn more about the many features and types of coverage available to you, including:
Policies for all types and sizes of homes, including vacation homes and investment properties
- Additional coverage for valuable items such as jewelry, furs, art, and more
- Discounts for multiple policies
- Optional umbrella or excess liability coverage
Umbrella
A personal umbrella policy provides extra liability insurance for auto & home owners.
Rental Dwelling
As a landlord leasing out your investment property, you have a lot of responsibilities. Finding the right occupants, maintaining the property; the list goes on and on. Worry about one less thing; Rental property insurance protects your property from damages and from losing income. It should also cover the damages that make your property unlivable.
Flood
You may not be aware that coverage for flood is specifically excluded from your homeowner’s policy. Whether you live in a designated flood zone or not, flood coverage for your home is available.
Renters
While your landlord has insurance coverage for the physical dwelling, as a renter, you need insurance to cover your personal property, such as clothing, furniture or electronic equipment, in the event of loss from fire or theft or other perils. Renter’s insurance will also protect you if you are responsible for bodily injury or property damage to others, for example, if a visitor trips over a rug and breaks a leg.
Condo
We understand that as the owner of a condominium unit, your insurance needs are different from other homeowners. Chances are your association purchased a master policy to cover common areas like the exterior building and walkways. But you are responsible for ensuring your individual, personal interests within your unit. You need both personal property and liability insurance.
