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Directors and Officers
This insurance is used to insure against claims arising from the negligent acts, errors, or omissions alleged to have been committed by present or former directors and officers of your corporation.
This type of professional liability is usually written as a separate policy that consists of two parts: coverage for the personal liability of directors and officers and coverage for the company or institution for the acts of its directors and officers. In addition, individual policies can often be further customized by purchasing various coverage options or by removing one or more policy exclusions. Common examples of options include full prior acts protection or coverage for ERISA Act Liability. Common modifications of exclusions include claims involving regulatory agencies, discrimination/wrongful termination, insureds vs. insureds, or failure to maintain insurance.


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